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5400 Spencer Ln
Single Family
New
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$1,062,000

$324/sqft

5400 Spencer Ln, Granite Bay

27% below median
5 bd·3 ba·3,277 sqft
Built 199711,282 sqft lotJohnson Ranch

5400 Spencer Ln, Granite Bay, CA

5 bd · 3 ba · 3,277 sqft Single Family listed at $1,062,000, built in 1997 in the Johnson Ranch neighborhood.

About this home

STUNNING Granite Bay home in the highly sought-after Eastridge community! Best of both worlds, Granite Bay Schools and Roseville utilities. This move-in ready property blends style, comfort, and function from the moment you walk in. Offering 3,277 sq ft, this spacious home features 5 full bedrooms plus a loft and bonus/office room, including a convenient downstairs bedroom and full bath ideal for guests or multi-generational living. The light-filled interior showcases a beautifully remodeled kitchen with quartz countertops, updated finishes, and serene backyard views, opening to a warm and inviting family room with a cozy fireplace. Separate living, family, and formal dining rooms provide flexibility for everyday living and entertaining. Recent upgrades include new flooring, updated kitchen, Updated bathrooms with brand new shower and bathtub enclosures just installed, newer HVAC (approx. 3 years old), and a whole house fan for added comfort and energy efficiency. Step outside to your private backyard retreat featuring a pool/spa combo, expansive concrete patio, and covered outdoor space perfect for year-round California living on a generous .259-acre lot. A 3-car garage completes the home. Just minutes from Folsom Lake, scenic trails, parks, shopping, and diningthis is a rare opportunity to own a true Granite Bay gem.

What it's like to live here

AI

Listed by

Steven Lederman

Your Advantage Realty

9166287575steve@gatewayhome.net

Property details

Price
$1,062,000
Bedrooms
5
Bathrooms
3
Interior
3,277 sqft
Price / sqft
$324
Year built
1997
Lot size
11,282 sqft
Type
Single Family
Days on market
27
Est. property tax
$7,965/yr · $664/mo · 0.75% CA avg
HOA
$233/mo
Last sold
$574,000 · Feb 2017

Estimated monthly payment

Down payment20% ($212,400)
Interest rate6.75%
Principal & Interest$5,510
Property Tax$974
Insurance$150
Total$6,634/mo

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Price history

▼ 1.3%Most recent change on 2026-05-11: $1,043,000 → $1,029,500.

$1.14M$664K$186K$266K on Jun 97 (Sold)$747K on Jun 05 (Sold)$655K on Feb 16 (Initial list)$645K on Jun 16 (Price change)$590K on Jun 16 (Price change)$590K on Jul 16 (Price change)$575K on Jan 17 (Initial list)$575K on Jan 17 (Initial list)$575K on Feb 17 (Price change)$575K on Feb 17 (Price change)$575K on Feb 17 (Relisted)$575K on Feb 17 (Relisted)$574K on Feb 17 (Sold)$575K on Jul 21 (Price change)$575K on Jul 21 (Price change)$725K on Jul 25 (Price change)$735K on Jul 25 (Price change)$1.06M on Mar 26 (Initial list)$1.04M on Apr 26 (Price change)$1.03M on May 26 (Price change)
$266K · Jun 97$1.03M · May 26
  1. May 11, 2026$1,029,500Price change
  2. Apr 22, 2026$1,043,000Price change
  3. Mar 18, 2026$1,062,000Initial list price
  4. Jul 28, 2025$734,900Price change
  5. Jul 28, 2025$724,900Price change
  6. Jul 28, 2021$575,000Price change
  7. Jul 28, 2021$575,000Price change
  8. Feb 23, 2017$574,000Sold
  9. Feb 14, 2017$575,000Relisted
  10. Feb 14, 2017$575,000Relisted
  11. Feb 2, 2017$575,000Price change
  12. Feb 2, 2017$575,000Price change
  13. Jan 4, 2017$575,000Initial list price
  14. Jan 4, 2017$575,000Initial list price
  15. Jul 8, 2016$590,000Price change
  16. Jun 22, 2016$590,000Price change
  17. Jun 21, 2016$645,000Price change
  18. Feb 28, 2016$655,000Initial list price
  19. Jun 2, 2005$747,000Sold
  20. Jun 30, 1997$265,500Sold

Location

This home is located in Granite Bay, CA, in the Sacramento area. Browse more Granite Bay listings on the Granite Bay market page or explore the full Granite Bay market report.

About Granite Bay: Granite Bay is a census-designated place (CDP) in Placer County, California, United States. It is part of the Sacramento metropolitan area. The population was 21,247 at the 2020 census, up from 20,402 at the 2010 census. The ZIP codes are 95746 and 95661. Granite Bay is a primarily residential suburb of Sacramento and is located just east of Roseville and west of Folsom Lake. (source: Wikipedia)

Climate: Average year-round temperature is 64°F with 289 dry days per year and 34 inches of annual rainfall.

Location

Map of 5400 Spencer Ln, Granite Bay
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Home Intelligence

Neighborhood (zip 95746)

This neighborhood is predominantly owner-occupied (90%). Median age is 48.0; 32% hold a bachelor's degree; median household income is $173,034.

Median income
$173,034
Median age
48.0
Owner-occupied
90.4%
Bachelor's degree
31.8%
Census median home value
$965,500

Source: US Census Bureau American Community Survey 5-year estimates.

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