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3307 Harness Creek Rd
Single Family
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$2,895,000

$1126/sqft

3307 Harness Creek Rd, Annapolis

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3 bd·3 ba·2,570 sqft
Built 20049,147 sqft lot

3307 Harness Creek Rd, Annapolis, MD

3 bd · 3 ba · 2,570 sqft Single Family listed at $2,895,000, built in 2004.

About this home

Welcome to 3307 Harness Creek Road: a Nantucket style, coastal home set on a private peninsula with spectacular water views, a serene backyard oasis and two deep-water piers on protected Harness Creek. This waterside gem, with 190 ft of waterfrontage, is situated directly across from Quiet Waters Park and offers quick access to the South River and the Chesapeake Bay. Inside, you're greeted by the natural warmth pouring in from the numerous floor-to-ceiling windows on the main level. The foyer starts a seamless transition to the living room on one side and the kitchen on the other. A central island draped by granite countertops centers the kitchen. Casual and formal dining options make the home great for entertaining. Adjacent to the kitchen is a walk-in pantry with quartz counters, sink and additional storage. The washer and dryer are also conveniently located here. A cozy sitting area surrounded by bay windows shifts into the main living area. This space features many special details: a wood-burning fireplace, a window seat, and immediate access to the waterside ipe decks. Gorgeous hardwood floors are throughout the house. Closets and a powder room complete the main floor layout. As you approach the staircase to go upstairs, you'll notice the beautiful ribbon striped Sapele treads and one-of-a-kind detailing in the railing construction that add another creative touch to this special home. The two-story sitting area brings the natural light into the stairwell. The primary suite includes a spacious bedroom with fabulous Harness Creek and Quiet Waters Park views. The ensuite bathroom has a double-bowl vanity, soaking tub, and oversized shower with glass tile accent. There are two additional water view bedrooms upstairs and an updated hall bath. The detached two-car garage offers more than just parking, featuring approximately 300 square feet of finished space above. Thoughtfully designed, this bonus area presents a flexible extension of the home ideal for a private office, fitness studio, or additional recreation space. On a coveted street close to downtown and providing easy access to Routes 97 and 50, a short walk to the local winery, or a paddle to hiking trails in Quiet Waters Park, this home's prime location and modern interior make it the perfect combination of boater's heaven and entertainer's dream. One of the best features of this property is the privacy of the lush, waterside yard. Adjacent to the main level living room, there is a spacious ipe wood deck with standing seam metal roof. Relax here and watch the paddlers on Harness Creek and the parade of boats and wildlife. With beautiful landscaping and hardscape, the sumptuous yard adds to the serenity of the waterfront scenery. The two private piers complete with water and electric offer tons of options for the serious boater. One pier is 46 ft and includes a 20,000 lb boat lift, 30/50 amp. electric, fresh water supply and has 5+ ft water depth. The second pier, with fresh water supply, is 76 ft long and can accommodate a sizable sailboat; here, the water is 8 ft at mean low tide. The outdoor spaces and interior detailing work in tandem to create a polished encapsulation of coastal living in Annapolis. Major system updates include: new two zone high-efficiency 21 SEER Bosch HVAC systems (2024, 2023), treated water for irrigation, sprayed foam insulation in crawl space, new refrigerator, Dacor dual fuel range with propane cooktop, exterior landscape lighting, alarm system, freshly painted interior, new window treatments, hardwood floors just refinished, and a new roof in 2022.

What it's like to live here

AI

Listed by

Reid Buckley

Long & Foster Real Estate, Inc.

Property details

Price
$2,895,000
Bedrooms
3
Bathrooms
3
Interior
2,570 sqft
Price / sqft
$1126
Year built
2004
Lot size
9,147 sqft
Type
Single Family
Days on market
50
Est. property tax
$30,687/yr · $2,557/mo · 1.06% MD avg
Last sold
$1,370,000 · Dec 2009

Estimated monthly payment

Down payment20% ($579,000)
Interest rate6.75%
Principal & Interest$15,022
Property Tax$2,654
Insurance$150
Total$17,825/mo

Can I afford this?

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Price history

7.9%Most recent change on 2026-05-08: $3,145,000$2,895,000.

$3.51M$1.60M$-316K$4K on Nov 08 (Initial list)$4K on Mar 09 (Price change)$3.19M on Jul 25 (Initial list)$3.15M on Mar 26 (Initial list)$2.90M on May 26 (Price change)
$4K · Nov 08$2.90M · May 26
  1. May 8, 2026$2,895,000Price change
  2. Mar 27, 2026$3,145,000Initial list price
  3. Jul 21, 2025$3,195,000Initial list price
  4. Mar 12, 2009$3,500Price change
  5. Nov 12, 2008$3,500Initial list price

Location

This home is located in Annapolis, MD, in the Washington DC area. Browse more Annapolis listings on the Annapolis market page or explore the full Annapolis market report.

About Annapolis: Annapolis is the capital of the U.S. state of Maryland. It is the county seat of Anne Arundel County and its only incorporated city. Situated on the Chesapeake Bay at the mouth of the Severn River, 25 miles (40 km) south of Baltimore and about 30 miles (50 km) east of Washington, D.C., Annapolis forms part of the Baltimore–Washington metropolitan area. The 2020 census recorded its population as 40,812, an increase of 6.3% since 2010. (source: Wikipedia)

Climate: Average year-round temperature is 58°F with 204 dry days per year and 50.9 inches of annual rainfall.

Home Intelligence

Neighborhood (zip 21403)

This neighborhood is predominantly owner-occupied (70%). Median age is 44.5; 30% hold a bachelor's degree; median household income is $108,759.

Median income
$108,759
Median age
44.5
Owner-occupied
70.2%
Bachelor's degree
30.4%
Census median home value
$534,900

Source: US Census Bureau American Community Survey 5-year estimates.

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